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Tracker mortgage rate - I am buying a home
Our tracker mortgages interest rates are linked to the Bank of England base rate (also known as the Bank of England repo rate). Details of this rate can be found on the Bank of England website. We charge you an amount above or below this rate. This means the rate you pay can go up and down.
If you choose one of our tracker mortgage deals (not including stepped trackers) you have the option during the tracker rate period, to transfer all or part of your mortgage to one of our Halifax fixed rate mortgage products then available to existing Halifax mortgage customers, free of any early repayment charge which would otherwise apply on transfer. All qualification criteria for the new fixed rate must be met.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Need a little help?
- By phone - Call us on 08458 50 37 05
- Apply at your local branch or Halifax Estate Agency - Find your nearest branch or Halifax Estate Agency and book an appointment with a professionally qualified Mortgage Adviser
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 6p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in August 2008.
We may monitor and record telephone calls to help us provide a higher level of service.
