Important information
All loans are subject to regulations and conditions. The legal information relating to these regulations and conditions can be viewed from here. We advise you to read this information fully before applying for a loan. Loans are provided by Halifax. Halifax is a division of Bank of Scotland plc. Registered in Scotland number SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Written quotations are available on request.
Written quotations are available on request. All lending is subject to appraisal by the Bank of the applicant's financial status. To apply, you must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man). APR details are correct at time of publication. Certain purposes of loan may be excluded or have limited repayment periods; please ring 08458 50 37 08* for details.
We charge interest in the period between the start of your loan and your first monthly repayment. If you are in breach of your Halifax loan agreement we may take any money you owe us from any other accounts with us which have a credit balance, including a joint account providing the conditions allow and there are sufficient funds.
Products and offers are subject to conditions and can be withdrawn without notice. The rate you are offered will depend on credit assessment procedures, your personal circumstances and other related factors.
*Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 6p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in September 2008.
About Payment Protection
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Other information
Alternative products may be available by visiting our branches or by telephone. Bank of Scotland plc is a member of the British Bankers' Association and Bankers' Code. A list of members and the Banking Code can be viewed on www.bankingcode.org.uk or copies are available on request.
You may now make calls using a textphone on 0800 0960374.
Information is available in large print, audio and Braille on request. Please call for details.
If you apply by any other method, the rate and other details of the loans available may differ from those shown.
Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
Your application will not be considered without your home phone number.
