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How to apply for an Ultimate Reward Current Account

It only takes a few minutes to open a Halifax Ultimate Reward Current Account online.

Before you begin make sure you have the following details to hand.

  • Details of your current bank account (if any).
  • Your employer's name and address.
  • Details of your previous address if you've lived at your current address for less than three years.

Now you're ready to start your application. Click on one of the links below.

If you are registered for our online banking serviceIf you are NOT registered for our online banking service 

Sign in to the online service to start your application or to upgrade your existing account 

Start your application

Upgrading for customers not registered for online banking
If you are not registered for online banking but want to upgrade an existing account to an Ultimate Reward Current Account, keeping the same sort code and account number, phone 08457 20 30 40 or visit your local branch.

 This product may be right for you if...
  • You would like over £800 of benefits for just £12.50 a month.
  • You would like a high rate of interest when your account is in credit. This account pays 5.12% AER - 5% gross (before tax) - on balances up to £2500.
  • You would like an overdraft. This account offers a £300 interest-free overdraft (typical 19.5% EAR variable on overdrafts over £300). The amount of overdraft we give you depends on your personal and financial circumstances. 

Calls from BT landlines will cost no more than 2p a minute plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will be different. Lines are open between 8am and 8pm Monday to Friday, 8am to 6pm on Saturdays, and 9am to 5pm on Sundays.